NMLS ID #2754967 | (405) 323-5056 | cary.bowers@my.morty.com
I’m Cary Bowers — a proud Oklahoman, lifelong salesman, and family man who believes homeownership should never feel complicated.
After more than a decade helping people make big decisions with confidence, I realized the mortgage world needed more of what Oklahomans do best — honesty, heart, and a helping hand. That’s how We Are OK Mortgage was born.
I’m not here to throw jargon or push rates you don’t understand. I’m here to guide you from pre-qualification to porch light — walking with you every step of the way until you’ve got the keys in hand and the front door open.
When I’m not helping homebuyers, you’ll usually find me running a local 5K, spending time with my wife Sammie, or chasing after our two boys, Maverick and Osloe (who we call Ozzie). They’re the reason I believe so strongly in what I do — because every family deserves a place to plant roots and build memories.
Whether you’re buying your first home, refinancing, or just exploring your options, I’ll treat your goals like my own — with the same care, transparency, and determination that define Oklahoma itself.
I’m your neighbor, and I’m here to help you find your way home.
Find your rate . Instantly find the most competitive deal from over 25 lenders in our network.
Get pre-approved . Complete a simple online application to receive a fast pre-approval, giving you confidence and bargaining power in your home search.
Close with ease . Enjoy a streamlined closing process with digital tools and expert support, making finalizing your mortgage quick and hassle-free
In Oklahoma, owning a home means building equity, especially crucial in a market where property values vary. Explore the advantages of Home Equity Loans (HE Loans) and Home Equity Lines of Credit (HELOCs) to maximize your home's value.
Essential insights for Oklahoma homebuyers, including an in-depth look at the mortgage process, how Morty simplifies the journey with low rates and personalized support from local loan officers, and information on Oklahoma's down payment assistance (DPA) programs to make homeownership more accessible.
Tips for investing in Oklahoma real estate, emphasizing strategic planning and leveraging resources like Morty for seamless transactions, aiming to foster financial stability and wealth building.
We search thousands of loan options so you don't have to! Find the most competitive rates here including: 15, 20 and 30-year fixed rates, 10/6, 7/6 and 5/6 ARMs, FHA, Jumbo, low down payment options and more. Create an account to customize your loan options and track daily interest rates.
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“Best lender I've ever had. Very communicative, quick, and easy to get a hold of when you need to. I like that you can see exactly what step everything is on on their site. They seemed to always be on top of their stuff.”
“I was able to lock in the best rate for my loan and I was cleared to close well ahead of my set closing date. [They] helped me fully understand the terms of the loan and [were] available constantly to answer my questions.”
“Strongly recommend Morty. Fast service, professional, low rates. I will never shop for a loan elsewhere.”
“They offered us the best deal (and I shopped around a lot). Their mortgage calculator tool was easy and useful. Their closing checklist was straightforward and very helpful. Their team was super responsive to all my emails.”
“The rates and fees you see in the portal are accurate and do not change. The closing team is super responsive and helpful along with always making sure that we were cleared to close long before the closing date. That provides such a relief, especially in this crazy market!”
“They gave me the best rate on my home loan amongst all of the many lenders that I researched. Then they were extremely helpful throughout the process. Everything went smoothly with them from start of application to closing.”